It's no surprise that only a fraction of investors who hold traditional individual retirement accounts make annual contributions but some of those who contribute do it persistently, even during the credit crisis in 2008, according to the Wall St. Journal's Ian Salisbury, in today's Fund Track .

Salisbury, citing data from Investment Company Institute, wrote that as recently as 2007, only about one in 14 investors who had a traditional IRA took full advantage of the tax-advantaged perk of IRAs and maxed-out their contributions. In 2008, about half of these investors continued to contribute at the limit, while the other half stopped contributing or slipped below the limit.

Sarah Holden, the ICI's senior director of retirement and investor research, was quoted as saying in a conference call that the study highlight investors' "commitment and persistence."  

Edited by: Hung Tran


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